Certificates of Deposit

Interest Rate

3 Month CD (91 - 181 days)**

APY is based on a 90 day CD

2.48%

    2.50%

$ 1,000.00

$           .01

Simple at Maturity

6 Month CD (182 - 364 days)**

APY is based on a 182 day CD

2.74%

     2.77%

$ 1,000.00

$           .01

Compound Quarterly

1 Year CD (12 - 23 months)**

APY is based on a 12 month CD

2.99%

     3.02%

$ 1,000.00

$           .01

Compound Quarterly

2 Year CD (24 - 35 months)**

3.16%

     3.20%

 $ 1,000.00

$           .01

Compound Quarterly

3 Year CD (36 - 47 Months)**

3.21%

     3.25%

$ 1,000.00

$           .01

Compound Quarterly

4 Year CD (48 - 59 Months)**

3.32%

    3.36%

$ 1,000.00

$           .01

Compound Quarterly

5 Year CD (60 - 71 Months)**

3.43%

     3.47%

$ 1,000.00

$           .01

Compound Quarterly