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CERTIFICATE
OF DEPOSIT ACCOUNTS
Ideal
for anyone who is looking for an investment with safety
and a competitive rate of return.
All certificates can be used as IRAs.
Certificates of Deposit Rates
|
| |
Interest
Rate |
Annual Percentage
Yield (APY) |
Minimum
Deposit to
Open |
Minimum Balance
to Earn APY |
Interest
Calculation |
|
|
|
|
|
|
|
3 Month CD
(91 - 181 days) |
0.40% |
0.40% |
$ 1,000.00 |
$ 0.01 |
Simple at Maturity |
|
6 Month CD
(182 - 364 days) |
0.60% |
0.60% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
1 Year CD
(12 - 17 months) |
0.80% |
0.80% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
18 Month CD
(18 - 23 months) |
0.85% |
0.85% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
2 Year CD
(24 - 29 months) |
1.10% |
1.10% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
30 Month CD
(30 - 35 months) |
1.24% |
1.25% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
3 Year CD
(36 - 47 months) |
1.99% |
2.00% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
4 Year CD
(48 - 59 months) |
2.13% |
2.15% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
|
59 Month CD
Special |
2.48%
2.72% |
2.50%
2.75% |
$ 1,000.00
|
$ 0.01
$ 25,000.00 |
Comp. Quarterly
|
|
5 Year CD
(60 - 71 months) |
2.18% |
2.20% |
$ 1,000.00 |
$ 0.01 |
Comp. Quarterly |
There may be a penalty for
early withdrawal of principal balances from CDs.
They are:
- CDs less than 3 months: All
simple interest earned if balances were on deposit
until maturity. - CDs 3 months to 364 days: 3 months interest.
- CDs 1 year and greater - 6
months interest.
Certificates of deposit are automatically renewable.
Advertised interest rates and APY’s are subject to change daily. APY’s
are accurate as of June 21, 2010 and assume earnings
are credited to the account and remain on deposit. Interest withdrawals will reduce earnings.
All certificates can
be used as IRAs.
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